ProfitStars combines JHA’s solid technology background with the latest breakthroughs in five performance-boosting solution groups – Financial Performance, Retail Delivery, Imaging & Payments Processing, Information Security & Risk Management, and Online & Mobile. Trusted by more than 11,000 clients worldwide and ranked #1 in Remote Deposit Capture and #1 in Branch Image Capture by Celent, ProfitStars has been recognized again and again for leadership and innovation throughout the industry.
A Web (RDC) and mobile-based (mRDC) check image capture, storage, and processing solution that enables financial institutions (FI’s) to provide commercial customers the ability to electronically deposit a wide variety of paper checks. Remote Deposit Complete (RDC) and Mobile Remote Deposit Complete (mRDC) are the ideal remote deposit solutions for commercial customers who have checks to deposit every day. Least-cost routing and speed of collection are optimized with this service. Financial institutions can increase their low-cost deposit growth with Remote Deposit Complete.
The Check Clearing for the 21st Century Act (or Check 21 Act) is a United States federal law, enacted on October 28, 2003. The law allows the recipient of the original paper check to create a digital version of the original check, a process known as Check truncation, into an electronic format called a “substitute check” thereby eliminating the need for further handling of the physical document. Check 21 is not subject to ACH (Automated Clearing House) rules, therefore transactions are not subject to NACHA (The Electronic Payments Association) rules, regulations, fees and fines.